We all know that Long Beach is an amazing place to live. If you have been considering making a permanent move to Long Beach or buying your first house, there is no better time to make this great city your home! The city of Long Beach provides several incentives to make it easier and more affordable to buy a home. Here are some of the top programs for first-time home buyers in Long Beach.
California Housing Finance Agency
CalHFA provides renters and homebuyers financing and programs for finding safe, affordable housing. This program is geared towards those with low to moderate income. They have a range of programs from loan assistance to grants, down payment help, and even resources for teachers.
The U.S. Department of Housing and Urban Development
The HUD has many resources available to homebuyers on how to find fair housing issues, lists of lenders and real estate brokers, anti-discrimination help, and other homebuyer education to make the purchase of your new home fair and successful.
Affordable Housing Clearinghouse
The AHC is a great organization to look into if you are a first-time homebuyer. The counselors at AHC help you with homebuyer education, pre and post purchase advice, foreclosure prevention, and budget and credit workshops. They provide assistance in English, Spanish, and Vietnamese.
Neighborhood Housing Services
The NHS is a non-profit lending agency that helps people access affordable and reasonable home loans, rehab, foreclosure prevention, financial education, and homeownership counseling for Los Angeles County. Be sure to check out their Neighborhood LIFT Home Buyer’s Program which provides a $25,000 grant to make homeownership a reality.
Home Preservation and Prevention CARES
This organization provides housing counseling right in Long Beach. Learn from financial education, home-buying advice, foreclosure prevention, and how to use credit and manage debt effectively.
All of these Long Beach and California programs can be of great assistance to new homebuyers, making the dream of home ownership a reality. Take advantage of these programs and start working towards your dream of owning a Long Beach home today!