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With Changes in the Real Estate Market, You Should Sell Your House NOW!

The real estate market was covered by a cloud of uncertainty as 2018 came to a close. With the proposed tax bill expected to increase mortgage and interest rates, many are hesitant to buy or sell their house. Breathe easy. This bump is expected to be a gradual rollout. In fact, prices may not be heavily affected until the end of 2020 or beginning of 2021. That is why right now is the perfect time to sell your home. Let us explain!

Moods of Buyers and Sellers Are Changing

If you have been on the fence about selling your house, right now is that “pull the trigger” moment. That is because those who are also on the fence about buying a house are coming to the same realization that you are. The time to do it is now!

 

As a potential seller, you have the concerns that many other homebuyers are having. They’re nervous to list their house. This is an advantage for you.

 

The market is not as competitive as it was a year before. Naturally, this makes your house in better standing against others.

 

Consequently, you may not see as many people scoping out your property. This is not a cause for concern. In actuality, this is sort of a blessing.

 

Less bites is like a filter mechanism. Having fewer people looking makes it easier to differentiate between potential buyers and “tire-kickers.” With fewer houses on the market and a smaller pool of people looking, you only have serious candidates out there.

 

It’s actually a win-win situation for both parties. Sellers aren’t overpricing their homes. Meanwhile, buyers aren’t lowballing and wasting sellers’ time.

 

You Might Make a Pretty Good Profit

If you have a considerable amount of equity in your home, then right now is undoubtedly the best time to sell your house. For one, you are already up in the game.

 

Chances are, you probably bought your house when the interest rates were at a record low. This allowed you the cushion to gain more equity. So, you were paying low prices to earn considerable equity. Selling now sets you up for a very nice profit.

 

Right now, interest rates are still affordable. That means people looking to buy are pretty eager to lock in at today’s rate. Therefore, you can list your house without worry of taking a hit.  

 

As we mentioned, you still have some time. The same goes for your buyer. Therefore, potential buyers might feel comfortable negotiating. Keep this in mind. You’re still in a position where you can price your property with an amount that leaves room for negotiation. Just make sure you have that “bottom out” number in mind. Right now is not the time to dip below that number.

 

Posted in: Blog

Ready to Buy a Home? Make 2019 Your Year

Has the dream of owning a home been on your mind lately? Have you been putting off making the leap or waiting until the right moment? Perhaps 2019 is the year for you to transition into home ownership. Don’t let another year go by without making progress – resolve to buy a home in 2019!

Reduce Spending, Increase Saving

The first step to buying a home is saving up a substantial down payment. The bigger your down payment, the more affordable paying off your home will be in the long run. Calculating a smaller monthly mortgage payment will make your dream feel more achievable.

 

The most effective way to save more money towards your down payment (aside from working towards a major income increase) is to reduce your spending. Are there large purchases you can go without? Can you plan smaller vacations or stay-cations? Cancel any unnecessary subscription services like extra TV channels, magazines, novelty apps, unused gym memberships, and others. You can always re-enroll after you have reached your savings goals.

Aim for Career Stability

When you are working towards buying a home, job hopping is not the best move. Lenders will look for stability in your employment history and at least two years with the same company is ideal. Recent job changes (even if better for your career) may flag your application. If a great opportunity comes around, still consider the benefits – but keep your lenders up to date and provide plenty of documentation to show you are a stable employee.

 

It is also helps to remain in salaried positions while going through the home-buying process. Less dependable income sources such as jobs based on commission or seasonal jobs may be undesirable for lenders.

Improve Your Credit

Your credit can make a huge impact in the home loan you receive, so taking a little extra time to boost your score will really pay off. A good history of paying off debts (loans, credit cards) shows that you are a responsible borrower.

 

Consider speaking with a financial advisor on ways to build credit. It could save you thousands in the long-run.

Take on a Side Job

Many people have taken up side-gigs these days to support their savings goals. When you are trying to buy a home, this is a great way to build up your down payment and reach your goal of owning a home. These days, there are tons of ways to boost your income, even if you already work a full-time job.

 

Outside of  getting a part-time or night job, consider using resources you already have to make money such as with sites like Uber, Turo, and Airbnb. If you have technical skills, find your niche on Upwork or Fiverr; if you’re crafty sell on Etsy. Have a passion for essential oils or a particular skin care brand? Consider selling on the side. Babysit, fundraise, dog-walk, or get creative in any way that speaks to you.

 

Can you boost your income at your current job? Is it time for that raise or promotion? Can you take on extra projects or hours to grow your paycheck?

Become a Home Owner in 2019

You already have the dream of buying a home, now is the time to get to work and reach for it! Aside from looking for your perfect neighborhood and amenities, getting your finances in order is the first step to make that dream a reality. Make this the year you become a home owner!

Posted in: Blog

Make your 2019 resolution to Buy a Home

We can almost hear the noise makers already. New Year’s is upon us. Time to live up to the resolution you set for yourself. If you haven’t set one yet (or if you need an extra), we have a great New Year’s resolution for you. Make 2019 the year you finally do it…you know, buy a house! That’s right, 2019 is the year you are going to find the house you’ve been dreaming about. Here’s how you can make that happen in the coming calendar year!

 

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A post shared by Real Estate, Travels & Fintech (@highclasshomes) on Dec 15, 2018 at 8:18pm PST

Start Early

If we’re going to do this, let’s go all-in. Start the year of running. After all, sellers are looking at 2019 as the same clean slate that you are. Just as you are using January 1st as your launch pad into the next step of your journey, so are many others. The pickings will be nice and ripe when the ball drops. So act fast. You might get a great deal from someone who is looking to get an ultimate clean slate!

 

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A post shared by Luxury Real Estate & Design (@luxury_listings) on Dec 12, 2018 at 2:38pm PST

Go to a Showing

If you’re ever driving around with time to kill, stop at an Open House. The more you immerse yourself in the homebuying process, the easier it will be. Going to more Open Houses will help you decide what you want. Also, it allows you to see first-hand what the going rate is…and what you’re getting for it. This can help you balance your finances more wisely.

 

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A post shared by Trina Brown Harris (@trinaharrisphotography) on Dec 17, 2018 at 3:34pm PST

Talk to Your Partner/Roommate

Figure out what you want. This will help a lot. Discuss these desires with whoever you are going to be living with. Having an open dialogue from the get-go will help when you are discussing more pressing manners down the line. Go into this experience with a gameplan. Decide a number you can afford and brainstorm what is essential for your happiness in these living quarters. Having both sides of the spectrum figured out as you start the search will help you as search. That way, when you see what you want…you’ll know it!

 

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A post shared by Prime Estates (@prime.estates) on Dec 17, 2017 at 7:54pm PST

Browse Listings

Sometimes it’s fun to fantasize. Look at extravagant houses and lust over all the amenities. Let your mind wander. Once you get excited at the endless possibilities, start to look at more reasonable ranges. Getting your gears going will help you become more serious about taking this big step in the coming year.

 

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A post shared by Belistar.cz (@belistarcz) on Feb 27, 2018 at 5:43am PST

Talk to Friends

Want to stay local? Looking to move somewhere where other friends and family members are? Either way, tell loved ones to keep a lookout in the area. After all, if the neighborhood is good enough for them, then it’s probably good enough for you as well. Plus, can you imagine the awesome housewarming party? Be sure to invite us, too!

 

Posted in: Blog

Why Winter Is The Ideal Time To Sell You Home!

Winter is here. That means the holidays are coming, temperatures will drop, and it’s the best time of the year to sell your Southern California house. While the rest of the world is hibernating for the entire season, you can take advantage of what the winter time has to offer. After all, this is the most wonderful time of the year…to sell your house. Don’t believe us? Let us explain how.

 

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A post shared by Claire (@myfirsthomebyclaire) on Dec 14, 2018 at 11:33am PST

Nostalgia FTW

Perhaps no other holidays pull at your heartstrings quite like the winter months. When potential homebuyers are searching for a house, they are looking to purchase a backdrop for their future memories. As any family will attest to, some of the most formative memories in any clan’s life are the holidays.

 

By decorating your house with holiday spirit, you might trigger feelings inside of potential clients they didn’t even know they had. Throw up some lights, plop a couple inflatables on the front lawn, and put that Elf on the Shelf. Anything that can get potential buyers to imagine their future in your house will go along way in selling them a home.

 

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A post shared by Dannielle Albrecht Designs (@dannielle_albrecht_designs) on Nov 29, 2018 at 9:01pm PST

Makes a Great Gift

Is there anything more heartwarming for a holiday gift than planning your future with the ones you love? Nothing says “I love you” during the holiday season like milestones. Besides an engagement ring, there isn’t a gift in this world that tells the person you love how serious you are about the future more than a house.

 

Many young families take the plunge and buy a house to surprise their significant other for the holidays. Take advantage of this life-altering moment and put your house on the market just in time for the holiday season.

 

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A post shared by Mary Liz (@marycasachic) on Dec 8, 2015 at 6:53pm PST

Location

The greatest aspect of living in Southern California is the location. Nothing causes Easterners and Northerners to relocate more than the cold months. Whether they’re snowbirding on vacation or looking to get out of dodge online, people want to get out of the cold and thaw out. Why not choose your house to be that heater? By putting your house on the market in the winter months, you are going to draw in people who are looking for a change of scenery.

 

Make sure to really market the climate in your ad. If there are images unique to SoCal like palm trees or oceanfront, be sure to include them in your posting. Remind the rest of the world that it’s not freezing where your house is located and that buying your home can give the potential buyer a unique landscape all year round.

 

Posted in: Blog

Marketplace Shift!

It appears we’ve had quite a shift in our marketplace! It was just a few months ago, in August, that we were still seeing serious buyer activity and multiple offers on the under $1,000,000 properties. Since then, showings have dissipated and the number of offers have dropped off significantly.

There could be a number of reasons for this, including interest rate increases, the elections, buyers’ distrust of pricing and a fear of a potential dip, the holidays and general confidence level (or lack thereof) in today’s financial markets. So what do buyers and sellers need to think about in this sort of marketplace?

First off, homes are still selling. If you need or want to sell, Sellers need to know that although they may not be getting multiple offers and their properties may be on the market longer than the average property sale from the last few years, prices are still relatively high. We’ve had consistent appreciation the last 6-8 years, so you will probably be selling at an all time high value. Remember, this is a more normalized and typical marketplace. We had so much pent up demand for so many years, we began to think that was normal but it is not historically. Sellers need to spruce up their homes to be competitive and price properly. This will result in a sale.

If you’re a buyer in this marketplace, know that inventories are rising and therefore, you may have a better selection of homes, therefore, getting something that if a good fit. If you’re afraid of prices and fear a dip, know that you should be looking just as hard at your payment than at that price. Even if you were to wait until prices go down (which may or may not occur), you’re payment could actually go up if interest rates continue to rise. Also, if you’re currently renting, you’ve seen rental rates increasing at record levels. Would you rather give tens of thousands of dollars to someone else, or build equity and get a tax break in a place you can call your own?

So what do you do now? Call and we can discuss your situation and all of your options so you can make the best decision going forward. Consultations are free and at no obligation. I’m here to help!

Posted in: Blog, Uncategorized

Your Guide to SoCal Holiday Season

Who needs feet of snow and cold, harsh winds to get in the holiday spirit? Southern California loves the months of November through January. It’s a time for memories, family, and fun. That’s why there are some of the best holiday festivities in Los Angeles County during these months. Here’s your guide to the SoCal Holiday Season.

 

 

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A post shared by Kat CQuito (@kat.cq) on Dec 17, 2016 at 6:58pm PST

Sawdust Winter Art Festival

This annual Laguna Beach festival takes place under a canopy of eucalyptus trees. It kicks off on November 17 and takes place all the way until December 16. Walk among hand-built booths with local craft artisans and art exhibits. This is a relaxing, yet eccentric afternoon for adults and exhilarating day for kids, complete with arts and crafts booth.

 

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A post shared by Duke Tackie (@duketackie) on Mar 10, 2018 at 6:31pm PST

LA Zoo Lights

Take a self-guided tour of lights through the Los Angeles Zoo. The grounds are transformed into a winter wonderland complete with animal-themed light displays and thousands of LED lights. Plus, there will be a black light party at the Reptile House and hot cocoa!

 

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A post shared by ABC7 Southern California (@abc7la) on Dec 13, 2017 at 7:30am PST

Newport Beach Christmas Light Parade

Take your holiday spirit to the seas! From December 19 until December 23, take part in the Newport Beach Christmas Light Parade. Take a tour through Newport Bay to see the lit-up houses. This is an annual tradition for over 100 years.

 

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A post shared by K A R E N × 李미연 (@miyuneex) on Nov 26, 2018 at 7:09am PST

Enchanted Forest of Light

Make sure to head over to Descanso Gardens for the Enchanted Forest of Light. Stroll through the park and take in ten stunning holiday exhibits. There are even some exhibits that are fully interactive lights. That means you get to control what’s going on inside!

 

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A post shared by The Crafty Soaps (@thecraftysoaps) on Nov 18, 2017 at 10:23am PST

Knott’s Berry Farm Christmas Craft Fair

Looking for the unique charm that only Southern California can bring? Attend the oldest amusement park. Scope out the 65-foot Christmas tree that oversees the long-standing form into Knott’s Merry Farm. Entry is free Monday through Thursday as you scope out beautiful exhibits and local entertainment.

 

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A post shared by Leah Reynolds (@leah83) on Dec 26, 2017 at 7:15pm PST

Garden of Lights

A genuinely unique San Diego experience is taking in the Garden of Lights at the San Diego Botanical Garden. With 125,000 lights on display, there will be plenty of fun activities…including marshmallow roasting, crafts, Santa, and mulled wine. Sounds like a fun time for all!

 

Posted in: Blog, Uncategorized

Homeowner’s Winter Holiday Checklist

You think decking the halls and hanging the stockings on the chimney with care is all you have to worry about this holiday season? Think again. Owning a home is more than just decorating your digs. There are a few precautions you should take to get your house ready for the winter season. Let’s go over your homeowner’s winter holiday checklist.

 

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A post shared by The Lifestyle List (@lifestylelisttv) on Oct 18, 2018 at 11:46am PDT

Clog Up the Drafty Areas

One of the most expensive aspects of winter is the costs of staying warm. An easy fix is to find where the hot air is going out…and where the cold air is coming in! Check entryways such as doors and windows.

 

For gaps between the door and floor, get a draft stopper. These cushy strips fit around the bottom of the door and are snug to the floor. That way, no air gets in or out.

 

Also, look at your windows. Caulk around the doors and windows and use weatherstripping. Also, get some foam insulation to put around electrical outlets. That way, cold air doesn’t come through those little holes in the wall.

 

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A post shared by Nataly (@nataly_304) on Nov 19, 2018 at 3:08am PST

Make Your Thermostat Smarter

Having a programmable thermostat is a great way to stay ahead of your heating costs. In a mad dash out for the day, we can forget to turn off the furnace. Therefore, you have a nice and toasty house for no one all day long.

By having a programmable thermostat, you need to set the times and temps you want once. From there, it takes care of itself. You can go about your business and have the ideal temperatures whenever you want them.

 

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A post shared by D-Gutters (@dgutters707) on Sep 19, 2018 at 8:50am PDT

Clean the Gutters

The outdoors needs care too. Fall time means a lot of fallen leaves. This is a nightmare for gutters. In the winter season, snow is going to come and go. Therefore, the gutters need to be readily available to move the water away from the roof and foundation.

 

By leaving the leaves in there, it allows for moisture to build up. This will turn to ice is the colder part of winter. This may become too much for your gutters to handle and can cause damage.

 

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A post shared by Dori Wagner Eldridge (@dorwageld) on Mar 8, 2018 at 4:58am PST

Turn off Outside Water Sources

Chances are you won’t be watering your grass or cleaning your car this winter. Therefore, turn the main water source to outdoor faucets off. Otherwise, water running through my freeze. This can cause the pipes to end up bursting!

 

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A post shared by Bethesda Chimney (@bethesdachimney) on May 24, 2018 at 10:32pm PDT

Inspect Your Fireplace

Thinking of starting a fire? Have someone check it out first. As the months get cold, animals may set up shop inside of your chimney to keep warm. If you do use your fireplace, make sure to close the damper when it’s not in use. Otherwise, you lose all the hot air!

 

Posted in: Blog, Uncategorized

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Contact

Wayne Ishimine
Broker Associate

DRE#01192074
Phone: 562.619.6356
Email: wayneish@kw.com

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